Traditional HFL Loans

  • Up to $20,000 in personal or business loans are available at zero interest to qualified Jewish borrowers in the DC metro area.
  • Loans may be used for a variety of purposes, including credit card debt, loan consolidation, business needs, adoption and fertility, emergency expenses, and more. 
  • Loans are also available to undergraduate students who are junior or seniors and full time graduate students for a maximum of $15,000.

Apply to Be a Guarantor

  • All loans require guarantor(s) to co-sign on the loan (1 guarantor for loans up to $10,000, and 2 guarantors for larger loans).
  • Guarantors must have a net income of at least $70,000 and be willing to cover the remaining value of the loan if the borrower is to miss payments.
  • Each guarantor must complete the guarantor form before the loan is approved. ​
  • It is preferable for guarantors to reside in the DC Metro area

Loans to Students

  • Loans are also available to undergraduate students who are junior or seniors and full time graduate students for a maximum of $15,000. Loans to students are paid to the borrower in two equal installments one year year apart, assuming the borrower is still enrolled in school; the first half of the loan is provided at closing and the second one year later.​

Jewish Communal Employee Loans

  • The Paul & Annetta Himmelfarb Foundation Jewish Communal Employee Loans are available for those working for Jewish non-profits, regardless of religious affiliation.
  • Loans are available up to $5,000.
  • Borrowers need to have a qualified guarantor for each loan application. 

Hebrew Free Loan Association of Greater Washington

P.O. Box 2752
Silver Spring, MD 20915
Phone: (301) 859-0346
​Email: [email protected]
​​Tax ID: 53-0227814
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